/tags/home-loans home loans en-US Copyright Mon, 31 Aug 2020 09:30:00 GMT /news/2020-08-31/ohio-state-study-borrowers-more-successful-with-state-run-affordable-mortgages Homebuyers who get their loans through state-run affordable borrowing programs seem less likely to default, according to new research from an Ohio State… Mon, 31 Aug 2020 09:30:00 GMT /news/2020-08-31/ohio-state-study-borrowers-more-successful-with-state-run-affordable-mortgages Nick Evans /ideastream/2019-12-24/report-highlights-racial-disparities-in-local-lending Communities of color face more difficulty getting loans from banks regardless of income level, according to a new report from the Western Reserve Land Conservancy. The report found mixed results from three banks aiming to improve lending practices in underserved communities. Tue, 24 Dec 2019 20:07:29 GMT /ideastream/2019-12-24/report-highlights-racial-disparities-in-local-lending /ideastream/2019-01-21/ohio-realtors-pres-says-shutdown-has-slowed-fha-loan-approvals The head of the Ohio realtors' association says the partial shutdown of the federal government is making it harder for prospective homebuyers to get a loan. When it comes to financing a home purchase, roughly 1-in-5 buyers rely on the help of an FHA loan, which is basically a mortgage that's insured by the Federal Housing Administration. But since the partial government shutdown went into effect, delays in the approval process are starting to stack up, said Anjanette Frye, President of Ohio REALTORS. Mon, 21 Jan 2019 16:20:10 GMT /ideastream/2019-01-21/ohio-realtors-pres-says-shutdown-has-slowed-fha-loan-approvals Adrian Ma